UPI Transaction: Online transactions have increased these days. Payments are made easily through UPI (Unified Payment Interface). While shopping, paying for oil at the petrol pump, and making payments at the local grocery shop, UPI is being used everywhere. It’s fine; payments are easy, but there are problems.

Sometimes, online payments fail. There are chances of Money going to different accounts due to various reasons. At such time, Money will be debited from the account. Then, today, let’s learn how to recover the debited Money.

Reasons for UPI Payments Failing Sometimes online payments fail due to slow internet. If your mobile phone is not properly connected to the internet, then the transactions will stop. Problems arise even if the bank servers are not working. Sometimes, incorrect UPI PIN can also be a reason. Many times, insufficient funds in the account is also a reason. This happens even when your daily limit is over.

What to do if UPI payments fail? Money will be deducted from your account when your UPI payment fails. Don’t get tensed at this time. Most of the time, the Money is returned to the account within 24 hours of payment. If this does not happen, then you can call the customer care of the bank or contact the concerned branch and complain. Please note that UPI complaints can be registered on the NPCI website.